Save your home now, Before it’s too late: http://www.mortgagefraudexaminers.com/landingsite.html
Solidarity US Dot Org stands united with you!
Tom Genovese was a co-founder of Americans United for justice dot org, he fought the fraudulent bank foreclosure of his home for more than 5 years. Tom followed the advice of his attorneys yet he lost his home to the foreclosure and he and his family were evicted from their home during the holiday season of 2011.
Tom worked arduously in insuring that foreclosure victims understood that the only was to defend their homes was through contract violations, tortious conduct and appraisal fraud,. Before his death, Tom supported Mortgage Fraud Examiners http://www.mortgagefraudexaminers.com/landingsite.html as the only mortgage document examination company that provided attorneys all the ammunition they needed to go to court and win, on behalf of the homeowner.

Tom died of a heart attack, just a few months after his eviction. His family claims that he was never able to fully come back after the unbearable feeling of believing that he had let his family down. He is survived by his wife and son. His son has now joined in the fight against illegal bank foreclosures and also strongly recommends that anyone in foreclosure immediately contact Mortgage Fraud Examiners.

http://www.mortgagefraudexaminers.com/landingsite.html

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http://realestatemarketingthisweek.com – Real Estate Marketing – Rent skimming and other foreclosure scams. Home Owner Beware. – With Michael J Barnes, Brett Fallon and Dan Havey of Real Estate Marketing This Week

Part 8 – And what rent skimming is, a shark as I like to call them, a shark will go out and find a vacant house, and they will go in and change the locks and maybe clean it up a little if need be but then they will rent it out to somebody. They will move that person into the house, they will get their $1,000 or $1,500 a month rent payment on the house, and 3 or 4 months down the road the repo man comes knocking on the door and says, hey you have to get out. He says this to the tenant of course and the tenant says, hey you dont own the house, and it turns out that the guy that they were paying rent from for the last 3 or 4 months didnt own the house either.

So you are talking about somebody, a shark, who goes out and finds a vacant house, breaks in, changes the locks, cleans it up, puts it up on Craigs list and rents it out and collects the money. He never owned the house, he never had any rights to the house, then all of a sudden the sheriff shows up and says you have to go. How can that be legal? Well its not legal; its not legal at all. Because the person who rented you the house knows that they dont own the house, now of course the tenant doesnt know that.

Now under Fannie Maes new guidelines, that tenant, if they are lucky enough to have Fannie Mae own that property, or own that note, you may actually get to stay in the house because Fannie Mae has some new guidelines that if they have a tenant in the house, they will re-sign a contract with them and let them stay in the house. It didnt say how long but they will let them stay in there for a while.

Wow, that is fantastic. I actually didnt know about that, so Fannie Mae is getting into the property management business. Yes, our government is now becoming a landlord as well as the entity that likes to just hand out trillions of dollars. I believe that you and I have a differing of opinion on this, Dan. I actually think that that is the right thing for Fannie Mae and Freddie Mac to do, primarily because if they sell right now they will sell at a huge loss and they have an opportunity to pick up some capitol at some point, dont you think?

Well, I dont know, it all depends on whether property values keep going up or property values keep going down. But the real issue becomes, is our government in the business of owning real estate? And we can argue about this all day long. There is no need to; there is too much other information you are going to talk about, too many other sharks out there.

What is the crime, I mean realistically, some guy goes in, breaks into the house. Sounds like its breaking and entering to me, then he is collecting monies on a vacant house and well there are a number of crimes, I have to admit I dont have the statute with me but I do know in Arizona there is a statute specifically about this very practice. And that would be Terry Goddards website? I would suspect that you could go there and find it.

But real quick here before we run out of time, there are two other quick things I wanted to talk about one just happened to a friend of mine recently where her daughter moved out of a house that she had been living in for years and she moved to another state and the house went vacant. Well, she hadnt been gone for more than a few weeks and the mother, who was going to help her work on a short sale, went over to the house one day and found that the locks were changed.

And I immediately think, Oh, Oh were dealing with a rent skimming situation here. Well it turns out the lender, who does not own the house yet, because there has not been a foreclosure sale, came by, saw the house was vacant, opened the door, changed all the locks on the house and now essentially is not really willing to give the keys to the owner. I couldnt quite figure that one out, especially when I found out that two weeks later they still had not gotten the keys from the lender.

So just be careful of that and the one thing I want, the last thing I will talk about is that a buddy of mine works repos over in California and I think its happening here a little bit, where what will happen is when you are in a foreclosure situation you will have all kinds of people knocking on your door. Some of these people want to come by and buy the stuff out of your house… http://realestatemarketingthisweek.com/rent-skimming-and-other-foreclosure-scams-%E2%80%93-home-owner-beware/

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http://stopforeclosurefraud.com/
A “Note” is a promise to pay _____. A “Note Rider” is not a “NOTE”. It is added or is “made part of” a note. I am gettting emails that these “Riders” are being submitted as “Notes”. My opinion is that they are trying to trick you and the judge as long as the word “Note” is there. Check to see if your Lender named is the Foreclosing Lender NOW. Check if there were any Assignments of proof that they did so. In most cases NONE were ever done as required. This is where it all starts…Make sure if your Note is signed that it is your Signature and not FORGED. If it is presented in court…Do not touch the paper as your “Original” will contain your Finger Prints as DNA. This is if your really willing to challenge and do a FULL FORENSIC evaluation.

Here I will show you how MY personal Mortgage Foreclosure FRAUD happened. Pay close attention and learn before it is too late. Here are the subjects and principles. Hi Erica Johnson-SECK (SICK) I read in your Deposition how you google your name …Just add this one for reference.
Law Offices Of David J. Stern PA in Plantation Florida Roger Stotts
Dennis Kirkpatrick

These people are ALL over the US pulling this crap
Do searches on them and all and see what you can find out to save your home.

Learn from this study it and maybe WE ON OUR OWN without the GOVERNMENT can make a difference. Thank you for allowing us to loose our wealth, rights, and justice for all.

Uncover Violations: Get an Audit

http://fmi-audit.com

These are some excellent resources. YOU ARE NOT ALONE. IT IS NOT YOUR FAULT OUR GOVERNMENT FAILED US.

We have just scratched the surface. Wait to see what is at the CORE.

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http://RealEstateMarketingThisWeek.com Short Sale Experts Negotiate Your Real Estate Bailout – Mortgage Foreclosure Assistance Plan – Free Prevention Alternative to Foreclosure Fraud and Scams. http://RealEstateMarketingThisWeek.com will Help you Survive the Mortgage Meltdown Crisis. Avoid Foreclosure and Bankruptcy. Get your Bailout with our Real Estate Short Sale, Mortgage Foreclosure Loss Mitigation Prevention Process.

Sign Up For a FREE Consultation With Our Approved Foreclosure Prevention Specialists – Go To http://RealEstateMarketingThisWeek.com and Complete Our Easy Form – It Takes 2 Minutes and Can Help Save Your Home.

http://realestatemarketingthisweek.com

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The developer promised “Dolce Living” at Springfield Vue condominiums, 1920 N Springfield at the edge of Logan Square. What I saw at the site was closer to la vida loca than la dolce vita.

Six of the 8 units sold in 2008 for substantially above the asking price. They were financed with 80% mortgages that corresponded roughly to the amount of the asking price, and all six quickly went into foreclosure.

A top-floor 3-bedroom, 2-bath unit was sold at the asking price, with 90% financing, and only recently went into foreclosure. That unit is currently on the market with an asking price of $275,500.

Duplex-down 2,600 square foot, 4-bedroom, 3-bath units that sold for a nominal $425,000 were resold after foreclosure at $50,000 and $54,000 to cash buyers. Three-bedroom, 2-bath units that originally sold for $385,000 resold after foreclosure for $68,000 and $85,000.

One of the new buyers told me that she was pleased with her 4-bedroom purchase. The neighborhood, she said, was “so so” but convenient to work and shopping for her.

A neighbor told me that the boarded-up trashed-out building at the corner, part of the Springfield Vue development, had been being taken apart by local gangs for months.

The 80% financing for units sold at above asking prices followed by quick foreclosures is an indication that this development may have been a vehicle for mortgage fraud. The developer has been the subject of half a dozen foreclosure suits in Chicago.

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